Resources for Small Businesses

COVID-19 Resources

SBA to Provide Disaster Assistance Loans to Small Businesses and Nonprofits Impacted by Coronavirus (COVID-19)

The U.S. Small Business Administration (SBA) is now offering low-interest federal disaster loans to Sacramento County small businesses and nonprofit organizations suffering substantial economic injury as a result of the Coronavirus (COVID-19). 

SBA's Economic Injury Disaster Loans offer up to $2 million in assistance for small businesses to help overcome the temporary loss of revenue they are experiencing. These loans may be used to pay fixed debts, payroll, accounts payable, and other bills that are unable to be paid because of the disaster's impact. The interest rate is 3.75 percent for small businesses. The interest rate for private non-profit organizations is 2.75 percent. SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years and are available to entities without the financial ability to offset the adverse impact without hardship. Terms are determined on a case-by-case basis, based upon each borrower's ability to repay and eligibility is based on the financial impact of the Coronavirus (COVID-19).

The SBA's Customer Service is available to assist businesses with questions and provide technical assistance on the application process. Contact the SBA Disaster Customer Assistance Center at (800) 659-2955 or email disastercustomerservice@sba.gov. Additional disaster assistance information and online applications are available at https://disasterloan.sba.gov/ela/.  The deadline to apply for the Economic Injury Disaster Loan is December 16, 2020.


Locally, The Office of Economic Development is available and dedicated to providing support to our employers and the workforce in Sacramento County through the challenges of the COVID-19.​ To learn more, visit the ​Office of Economic Development's COVID-19 Business Resource Page


Civil Unrest Resources

Fact Sheet: Insurance Coverage During Civil Unrest​

To help California business owners understand some of the key insurance issues relating to civil unrest, the California Department of Insurance has put together information to present a general overview of relevant insurance coverages and some important tips to consider. Although the information serves as an overview, policyholders are strongly encouraged to read the terms of the policy purchased, as terms and definitions can vary from one policy to another.​  To learn more, visit the California Department of Insurance's Insurance During Civil Unrest webpage. ​